Auto Accident Insurance – Desko Sigorta

Someone hit my car parked in front of my house and ran away., what should i do?

You need to get a report by applying to the nearest police or gendarmerie station.. If you have car insurance from HDI insurance in Turkey 18 in the province 7/24 An expert is sent to the scene of the incident around the clock, and if you reside in one of these provinces, you can benefit from our express expert service..

Will my traffic insurance cover the damage to my own vehicle??

No. Traffic insurance, It only covers the damage you cause to others with your vehicle.. Damages related to your own vehicle, It is covered by the motor insurance that is the subject of another insurance contract..

The bank from which I got a car loan, He is forcing me to get a policy from his insurance company., Does he have such a right??

According to the Insurance Supervision Law; The lending institution may stipulate that the vehicle subject to the loan be insured in the contract., However, the conditions for insurance to be taken out by a specific company are invalid..

your fault % 100 in an accident where he was on the other side, If I activate my insurance policy, Will I lose my no-claims discount right??

your fault 8/8 in accidents where he was on the other side, If you activate the insurance, Your right to a no-claim discount is not impaired.

Will my no-claim discount apply for glass and headlight damage??

The first-time no-claims discount for glass and headlight damage is retained..

my vehicle, I sold it to someone else with a promissory note., If the person who bought it has an accident, will I be responsible??

According to the legislation, change of ownership of vehicles is only possible through notary sale.. Since the change of ownership of your vehicle is not done through a notary, your title as operator is not lost, and your liability continues in case of any accident in which your vehicle is involved..

The bank from which I took a car loan placed a mortgage on the vehicle. When I had difficulty in paying, I sold my vehicle to a relative of mine with a promissory note.. The car insurance is provided to me by the bank., If there is an accident, will you pay the damage to me?, Will you do it when you buy it??

Damage payment is made to the license holder..

While waiting at a red light, A vehicle hit me from behind, the other party in the traffic report % 100 found guilty. But during the alcohol check, I was 0,80 Promyl alcohol was detected, Will my insurance pay for my damage??

Since you did not cause the accident through your fault, your damage will be paid..

Why didn't you add VAT to the damage payment??

In order to make VAT payment, the original invoice must be included in the damage file.. If the original invoice is sent, VAT amount will be added to the damage compensation.