The insurance amount must be equal to the insurance value. missing insurance; The insurance cost is lower than the insurance value. In case of underinsurance, payment will be made according to the ratio of the insured amount to the insurance value in case of partial damages..
For example : Value of the building 10.000 YTL only, you 5.000 You have insured it with YTL insurance amount.. In case of partial damage 2.000 You incurred a loss of YTL. Compensation to be paid to the insured; 2.000×5.000/10.000 = 1.000 It is YTL.
As you can see, it is of great importance that you insure for the real value..
In order to prevent underinsurance during periods of high inflation, it is necessary to purchase an inflation-indexed policy according to the rate determined for that year..
Gardener's house outside your apartment, garage, su deposu, boiler room, doorman's office, lift, escalator, lightning, Your portions of the television antenna are automatically included in the coverage.
First of all, you need to insure your apartment building against earthquake coverage by DASK.. You can also get earthquake coverage for your belongings and the cost of the building above the DASK amount from private insurance..
You must have internal water coverage and liability insurance against your neighbors in your home package insurance..