ALL DANGERS (ALL RISKS)
It is applied in many branches and is the broadest form of coverage that the insured can receive.. Although the name of the guarantee is “All Perils”, It is not a guarantee that provides protection against all dangers that may be encountered.. This type of policies, It was created to respond to the increasing insurance needs of people., are relatively new products. of the policy, in the exceptions section, The dangers against which it does not provide protection are listed one by one, and it is stated that all dangers other than these exceptions are covered.. Due to this feature, these policies, “All the Dangers” (All Risks) It is called policy.